1. Borrower completes and signs a credit application online.
Within 24 hours we will process your application.

2. Application is submitted to Central Finance Department.

3. Borrower is pre-qualified for the home based on credit and debt ratio.

4. Application is submitted for final approval.

5. Final approval takes approximately 24-48 hours (1-2 business
Days).

6. Once the final approval is received, the borrower will receive
verbal confirmation of the approval with a written confirmation
mailed directly to the borrower the same day of approval.

Each approval will indicate the loan amount, down payment requirement,
note rate, and payment amount.

ASK US ABOUT OUR HOME-OWNERS INSURANCE PRODUCTS!